Sunday, 28 December 2014

Woman sends bank angry letter after they bounced her check

Below is an actual letter sent to a bank.
The bank manager thought it amusing enough to have it published in the New York Times.


December 24, 2014

Dear Sir/Madam:

I am writing to thank you for bouncing my check with which I endeavored to pay my plumber last month.

By my calculations, three nanoseconds must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it.

I refer, of course, to the automatic monthly deposit of my entire salary, an arrangement, which, I admit, has only been in place for eight years.

You are to be commended for seizing that brief window of opportunity, and also for debiting my account $50 by way of penalty for the inconvenience caused to your bank.

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded faceless entity, which your bank has become.

From now on, I, like you, choose only to deal with a flesh-and-blood person.

My mortgage and loan repayments will, therefore and hereafter, no longer be automatic, but will arrive at your bank, by check, addressed personally and confidentially to an employee at your bank whom you must nominate.

Be aware that it is an OFFENSE under the Postal Act for any other person to open such an envelope.

Please find attached an Application Contact Status, which I require your chosen employee to complete.

I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative.

Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof.

In due course, I will issue your employee with a PIN number, which he/she must quote in dealings with me.

I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required to access my account balance on your phone bank service.

As they say, imitation is the sincerest form of flattery.

Let me level the playing field even further. Press buttons as follows:

IMMEDIATELY AFTER DIALING, PRESS THE STAR (*) BUTTON FOR ENGLISH

1. To make an appointment to see me.

2. To query a missing payment.

3. To transfer the call to my living room in case I am there.

4. To transfer the call to my bedroom in case I am sleeping.

5. To transfer the call to my toilet in case I am attending to nature.

6. To transfer the call to my mobile phone if I am not at home.

7. To leave a message on my computer, a password to access my computer is required. Password will be communicated at a later date to the Authorized Contact.

8. To return to the main menu and to listen to options 1 through 7.

9. To make a general complaint or inquiry.

The contact will then be put on hold, pending the attention of my automated answering service.

10. This is a second reminder to press (*) for English.



While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.

Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.

May I wish you a happy, if ever-so-slightly less prosperous New Year?

Your Humble Client,

Xx Xx





And remember:

Don’t make old people mad.

We don’t like being old in the first place, so doesn’t take much to p**s us off.



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Glossary

to bounce (a check) = (of a bank) to return (a check)
to endeavor = to try to, attempt
plumber = a person that fits and repairs the pipes, fittings and other apparatus of water supply, sanitation or heating systems = fontanero
nanosecond = one thousand-millionth of a second, a very short time
to elapse = (of time) to pass, go by
to honor a check = to cash ANTONYM bounce
to be commended = to be praised, congratulated, applauded
to seize = to grab, grasp, capture, take possession of
thankfulness = gratitude and relief
to spring - sprang - sprung = to appear suddenly, pop up
to rethink = to consider, assess
errant (financial ways) = disobedient, erring, deviant
whereas = while, in contrast or comparison with the fact that
overcharging (entity) = cheating, demanding high payment
pre-recorded = recorded on tape in advance
faceless (entity) = impersonal, remote
to deal with sb = to treat sb, handle, be concerned with
flesh-and-blood person = a person's physical body 
mortgage = hipoteca
loan = lending, sth borrowed
repayment = an amount of money paid back
therefore = for that reason
hereafter = from now on, after this, as of now, from this day forth
to be aware that... = to be conscious of, acquainted with, mindful of, familiar with
an offense = an illegal act, infraction of the law, transgression, fault
Postal Act = a piece of United States federal legislation that established the United States Post Office Department. It was signed into law by President George Washington in 1792
to run to (eight pages) = to extend to or reach (a specified size)
to countersign = to add a signature to a document already signed by another person
income = gains, turnover, money received, earnings = ingresos
assets = property, resources, possessions, estate, belongings = activos
liabilities = debts, financial obligations = pasivos
in due course = at the appropriate time
to issue sb with (a number) = to supply, provide, equip, fit out
to quote (a number) = to mention, cite
to regret = to be sorry about sth, feel apologetic about
to model sth on = to use sth as an example to follow or imitate
flattery = praise, adulation, fawning
to level the playing field = to give everyone a fair and equal chance of succeeding
further = more, additionally, to a greater extent
to query = to ask, question
1 through 7 = from 1 to 7, up to and including
complaint = protest, objection
inquiry = question, query
(to be) put on hold = to be waiting to be connected while making a telephone call
pending = awaiting decision or settlement, unresolved
a lengthy (wait) = long, protracted, prolonged, extended
uplifting (music) = inspiring, stirring, encouraging
regrettably = unfortunately
to levy (a fee) = to impose, charge, demand, tax
fee = payment, remuneration, tariff, charge
the setting up = the organization, arrangement
ever-so-slightly = just a bit, not so much
to make sb mad = to irritate, annoy, make angry

to piss sb off = to annoy sb

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